2026 Edition · Out now
Research by World Wide Worx, with Peach Payments, Mastercard, Ask Africa, Shiprazor and Ace Labs. See how the R159 billion online retail market is growing, how shoppers are paying, and what it means for your business in 2026.
See how SA's R159 billion online retail market is growing, and what it means for your business in 2026.
The Report
Track the payment shift
See how mobile wallets, pay-by-bank and BNPL are taking checkout share, and what factors are influencing cart abandonment.
With Capitec Pay alone carrying around 40% of value at some processors, the methods your customers reach for are shifting fast.
Plan with confidence
Use verified sector data, including scenarios for 2026 growth, to back your roadmap and budget conversations. It is built on Ask Africa's Target Group Index survey of 23,910 interviews across South Africa, matched against Stats SA's retail trade tables.
So the numbers you plan with are the numbers that hold up in the room.
whereSouthAfrica Shops
© OpenFreeMap © OpenMapTiles © OpenStreetMap
51.2%
of adults shop online
Pretoria
The highest of any SA metro
Payment behaviour
How many retailers are satisfied with
payment providers?
91%
Capitec Pay's share:
~40%
Wallet growth:
ⓘ
Year-on-year increase in the use of digital wallets for payments
up 35%
PayShap adoption
Used by 6.5%
BNPL range
R800–R8k
authorship
This report was authored by World Wide Worx, produced in partnership with Mastercard, Peach Payments, Ask Africa, Shiprazor, and Ace Labs
World Wide Worx is South Africa’s leading independent technology research and publishing house, led by analyst Arthur Goldstuck. This report was compiled with data partners Mastercard, Peach Payments, Ask Africa, Shiprazor and Ace Labs, dated 14 August 2026.
lead author
Goldstuck
R130bn
South African online retail turnover, 2025
South African online retail turnover, 2025
R0bn
R159bn
Forecast online retail turnover for 2026
Forecast online retail turnover for 2026
R0bn
22.5%
2026 turnover-weighted growth
2026 turnover-weighted growth
0.0%
40.8%
Retailers already on instant EFT / PayShap
Retailers already on instant EFT / PayShap
0.0%