Access a Wider Market and Simplify Payments with Pay by Bank
Enable customers to make secure, card-free payments directly from their bank accounts with instant verification and daily settlements.
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Get Paid Securely with Enterprise-Level Features
Enable customers to make secure, card-free payments directly from their bank accounts with instant verification and daily settlements.
Pay by Bank Payment Processing
About Pay by Bank
Pay by Bank enables secure, real-time payments directly from customer bank accounts with instant verification and daily settlements. As South Africa’s second most popular payment method, it broadens market access while reducing chargeback risks.
Pay by Bank Pricing
1.50% + R1.50 per transaction
Why you should accept payments through Pay by Bank ?
Secure
A PCI-DSS Level 1 compliant, direct-to-bank payment method allowing customers to pay via instant EFT, utilising bank-level security.
Payment Verification
Instant payment verification means merchants are not subject to fraudulent transaction chargebacks
Wider consumer reach
Accessible to those who can’t pay with card, just a banking account with one of our Direct Bank Integration banking partners
Reduced admin
Automated payment-to-transaction allocations reduces manual admin requirements
Quote
“Pay by Bank supports a variety of EFT options for the majority of banks in South Africa, allowing our store to gain access to customers that do not want to share their card details online.”- merchant
Region Availability
South Africa
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