Retail & E-commerce Payments—the Conversion Engine
The guest experience at any hotel begins long before check-in and extends well after checkout. Yet behind the scenes, hotel payment systems are fragmented, manual and vulnerable, which can undermine what guests encounter at a property. Here’s how to solve them.

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The R130 Billion Milestone

South Africa’s online retail landscape is no longer an “emerging” market; it is a mature powerhouse. According to the latest findings of the 2025 Online Retail in South Africa report, the sector is set to surpass R130 Billion this year. This represents nearly 10% of total retail, a structural realignment of the national economy.

Biometrics and the 20% Boost

Despite this growth, many retailers are still leaving money on the table. Our research shows that 39% of consumers now cite digital wallets as their preferred and fastest payment option. However, adoption among retailers has lagged behind consumer demand. At Peach Payments, we’ve seen that merchants who implement Apple Pay experience a 20% higher conversion rate. The reason is simple: biometric security (FaceID/TouchID) removes the moment of hesitation at checkout. By eliminating the need to manually enter card details, we turn browsers into buyers in seconds.

The Rise of Enterprise Omnichannel

The future of retail is not just “online”—it is omnichannel. We have launched enterprise-grade Point-of-Sale (POS) devices that finally bridge the gap between the web store and the physical storefront. For the first time, a retailer can see a single, unified view of their transactions, inventory, and settlements in a single dashboard, irrespective of whether consumers have bought online or offline. Even loyalty rewards are as simple as tapping your card without the need for separate QR codes, apps or hardware.

Case Study: The Digicape Standard

Look at Digicape, South Africa’s leading independent Apple reseller. By partnering with Peach Payments, they consolidated their entire payment ecosystem, which previously involved ten different providers, into a single integration. The result? They were able to scale their operations to handle 5x year-on-year growth during the high-pressure Black Friday period. With Peach Payments, they achieved a “single source of truth” for their financial data, proving that when you solve the complexity of the backend, the frontend takes care of itself.

Look at Digicape, South Africa’s leading independent Apple reseller. By partnering with Peach Payments, they consolidated their entire payment ecosystem, which previously involved ten different providers, into a single integration. The result? They were able to scale their operations to handle 5x year-on-year growth during the high-pressure Black Friday period. With Peach Payments, they achieved a “single source of truth” for their financial data, proving that when you solve the complexity of the backend, the frontend takes care of itself.

Peach Payments fast fact:

Over the 2025 Black Friday/Cyber Monday weekend, Peach Payments processed more than 2,69 million transactions, to a total value of more than R1,86bn

Download the 2025 Online Retail Report for key findings, insights and important actions to scale your growth.

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Retail & E-Commerce payments—The Conversion Engine

The guest experience at any hotel begins long before check-in and extends well after checkout. Yet behind the scenes, hotel payment systems are fragmented, manual and vulnerable, which can undermine what guests encounter at a property. Here's how to solve them.
hotel payments

Travel & Hospitality Payments - Fly me to the boom

The guest experience at any hotel begins long before check-in and extends well after checkout. Yet behind the scenes, hotel payment systems are fragmented, manual and vulnerable, which can undermine what guests encounter at a property. Here's how to solve them.
hotel payments

Five payment pain points hotels face and how to solve them

The guest experience at any hotel begins long before check-in and extends well after checkout. Yet behind the scenes, hotel payment systems are fragmented, manual and vulnerable, which can undermine what guests encounter at a property. Here's how to solve them.

Solving complexity: Part 2 - The Strategic Pivot

In Part 1, we covered how building a robust pan-African payments business is not for the faint hearted. Complexity comes with growth and businesses looking for a payment provider that alleviates the stress of scalign their business across products and regions don't need to look much further. We've constantly solve for Africa's biggest problems around fragmentation. Part 2 covers how we do this.

Giving your customers the ultimate checkout shortcut with Embedded Express

Embedded Checkout merchants can add one-click Apple Pay, Samsung Pay and Google Pay directly to product pages. Skip the cart, eliminate the typing, and watch your conversion rates climb.

PayJustNow on Peach Payments’ POS device improves in-store payment experience

PayJustNow is now available on the Peach Payments POS devices, giving merchants a smarter way to offer Buy Now, Pay Later and retail credit options at checkout.
Apple Pay

Peach Payments brings Apple Pay to merchants

Peach Payments brings Apple Pay to merchants in Mauritius. Discover how to offer your customers a safer, more secure way to pay using iPhone and Apple Watch.

From Check-in to Check-out

Optimize your guest experience from check-in to check-out. Learn how seamless travel payment solutions, from BNPL to payment links, drive more bookings.

How Multiple Payment Options Improve Online Travel Sales

Our new travel research in partnership with PayJustNow and Phocuswright, reveals how flexible payment options can double BNPL market share and boost online travel conversions.
payouts

The New Standard for Payouts in South Africa

South African businesses track inbound payments obsessively; yet payouts often remain a blind spot. As volumes grow, incorrect or manipulated bank details quietly increase fraud and failure risk. Real-Time Clearance Payouts with Bank Verification validates beneficiary details before funds move, turning outbound payments into a controlled, measurable financial function.

Peach Payments and Yoyo add bank card-linked loyalty to Digit Pro POS device 

No need to swipe loyalty cards or access separate screens to earn or burn rewards

Black Friday up 93% over 2024, R1,86bn processed

South Africa-based digital payments platform Peach Payments shares 2025 Black Friday, Cyber Monday weekend results.

Bringing Our New Peach Values to Life

At Peach Payments, our new values were crafted by our people, for our people. Discover how a team-led redesign is shaping our culture, deepening collaboration, and powering our growth across Africa.

Samsonite in-store payment methods

Choose your favourite way to pay! Samsonite offers MoneyBadger, Payflex, RCS and Mobicred.

How global and regional companies can use the Mauritius IFC to centralise online payments and treasury functions

Learn how the IFC is swiftly becoming a pivotal hub for global and regional companies seeking to optimise online payment acceptance and centralise treasury operations.

# PeachFriday Merchant Deals 2025

Check out the amazing Black Friday sales that some of our favourite stores are running!

A merchant’s guide to chargebacks

Payments 101: Chargebacks won't disappear. Here is a guide on how to manage them. Chargebacks aren’t simply refunds wrapped in admin. They’re a formal, bank-led reversal of a card payment after a customer disputes a transaction.

Four Black Friday payment realities for merchants

Discover the four Black Friday payment realities Enterprise merchants need to consider to build trust with customers and grow revenue with help from a world-class payment gateway.

What are Direct Merchant Accounts (ISO) versus Aggregation Accounts?

What payments processing model should you consider, thinking of diving into the world of online payments? It's more than just accepting a transaction payment.

What Is 3RI? Everthing you need to know about Requestor-Initiated Authentication

Payments 101: Why 3RI is set to change recurring transactions, subscription renewal, installment payment, or delayed shipping charges.

Highlights from the 2025 World Wide Worx Online Retail Report

The 2025 World Wide Worx report, sponsored by Peach Payments, Mastercard and AskAfrika, reveals that convenience is now the benchmark, trust is the currency and payments are the bridge.

What is Interchange? Everything you need to know about interchange fees

Payments 101 : A clear guide for SA merchants on fee flows. Interchange fees can feel like a complex part of the payments world, but they're a big deal for any business that accepts card payments.

Cadana Pay x Peach Payments: Unlocking seamless global Payouts

The API integration process was one of the smoothest they had experienced, completed by an engineer in just two to three days. With 50-55% cost savings, Cadana Pay significantly reduced costs by switching to Peach Payments.

Peach Payments announces real-time clearance Payouts

The new payouts solution lets merchants top up their float and make disbursements to merchants and recipients in just minutes, through either a single API or through the Peach Payments dashboard.

Peach Payments x MoneyBadger partnership goes live

From light fittings and spades to groceries and tickets, Bitcoin-savvy consumers are keen to spend their crypto

Peach Payments launches enterprise-level POS terminal

Delivers a single view of all transactions, with customisable checkout flow and easy integration into existing POS solutions.

iTickets x Peach Payments Point of Sale

By partnering with Peach Payments, iTickets transformed its payment infrastructure into a strategic asset. Building unforgettable experiences at their events and a better experience for their valued customers.

Peach Payments x Digicape: Powering Premium Apple Experiences with Seamless Payments

By partnering with Peach Payments, Digicape transformed its payment infrastructure into a strategic asset, driving significant growth, enhancing operational efficiency, and providing a better experience for their valued customers.

Peach Payments acquires West-African payments gateway PayDunya

Peach Payments expands into six West African countries representing an exciting chapter in their journey to build a truly pan-African payment ecosystem.

The Battle for Card Security

How Your Payment Integration Defines Your PCI DSS Scope

Navigating International Transactions

Understanding Dynamic Currency Conversion (DCC) and Multi-Currency Pricing (MCP)

Seize the Sale with Buy Now, Pay Later

Discover how South Africans are embracing BNPL, and merchants are reaping the rewards.

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